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By Marc, February 28, 2010 9:30 pm

Lost in all my other posts on the 1^st Congressional District race this week was the fact that the House voted overwhelmingly to pass, 406-19, the Health Insurance Industry Fair Competition Act. Can’t get more bi-partisan that that!

So what is the Health Insurance Industry Fair Competition Act all about? It once and for all repeals the antitrust exemption health insurance companies have held since 1945. You may wonder, “Why the heck did they have an antitrust exemption in the first place?” In 1945, antitrust law was much different. It was actually illegal for insurance companies to share any sort of information, including historical loss data that could be used by small insurance companies to share risk and set appropriate premium rates. To accommodate this, Congress decided to give a full exemption to the industry. In retrospect, a very narrow exception would have done the trick. Under current antitrust law, this sort of sharing of information is considered legal.

In a press release issued by Congressman Periello (D-Va.) and Congresswoman Betsy Markey (D-Colo.), who introduced this bill, they noted that since 1945 health insurance companies have enjoyed protections “from liability for antitrust practices like price fixing, dividing up market territories or bid rigging.”

As Rep. Periello explained

Today, Washington finally took a stand for patients, for the free market, and for common-sense, bipartisan principles of fairness. Today, we sent a simple message: health insurance companies must compete for business like everyone else…Working middle-class families are sick and tired of getting nickel and dimed by these companies while they rack up billions in profit and enjoy their monopoly protection…

I can’t say enough good things about the job that Rep. Periello is doing on behalf of his district, Virginia and the country. This guy gets it!

As Rep. Eddie Bernice Johnson (D-Texas) notes in the Hill,

Profits for the ten largest insurance companies rose 250 percent between 2000 and 2009 — ten times faster than inflation. In the last 14 years, there have been 400 mergers in the health insurance industry, and in most states, one or two insurers dominate the market.

How these sort of anti-competitive practices were allowed to go on for as long as they did is truly amazing!  I hope that the Senate follows through and passes this immediately. It’s high time that consumers are protected against such practices.

Want a lesson in leadership? Check out Rep. Periello’s urging of the passage of the bill, which he authored, on the House floor:

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By Marc, February 28, 2010 10:42 am

Where do the democrats running for the nomination in the 1^st CD stand on the House health care bill that was passed and the public option? At the Stafford 1^st CD Candidate Forum on 02.20.10, Scott Robinson and Krystal Ball had the following to say:

If you were hoping to get a direct answer on the public option from Scott, don’t hold your breath. He starts out by saying that

I’m a type of person that I personally do not get so wrapped up on what the term is. What I believe is cut the deal. We’re looking for the perfect plan and as a result we have no plan.

Scott, we do have a plan. We need a partner in the Republicans that are willing to stop playing politics with health care and who are willing to work across party lines for the good of the nation. The Republicans have disintegrated into the party of “no.” What’s their plan? To start over! Health care reform is fundamental to our economic growth and now is not the time to start over. Personally, I’m more than open to suggestions on improving the current plan; however, that’s hard to do with an unwilling partner. Haven’t Democrats given up enough in the plan already? If elected, you’d have us give up more?

Scott goes on to say:

My positions on health care are very simple: if it lowers the deficit, if it is available to all Americans and if it is affordable. If it meets those three principles, I will back it. The House bill did that and the Senate bill that. As a result I would have backed either one of those bills.

The public option is a critical part in attaining the competition that is needed to meet those three principles. His answer actually provided for one of the more testy moments in the forum. As you can probably hear, a member of the audience prods him to answer the question and stop evading it. When asked again on whether he supported the public option, he simply shrugged, put his head down and refused to answer.

According to recent polling by the non-partisan Research 2000, 61% of all Virginias overwhelmingly support the public option that includes 62% of independents, 78% of Obama voters and 84% of Democrats. Blue Virginia had an excellent piece on the polling results here. If all of these groups support the public option, why can’t Scott answer the question?

The contrast in leadership between Scott and Krystal could not be any starker. Krystal had the following to say about the public option at the forum:

I’ve been a vocal supporter of the public option from the beginning. And I would have absolutely voted for the health care bill that passed the House. I think that the public option is a critical part of reform because it is one of the most serious efforts that we have in the House bill to actually cut costs and increase competition. It’s the exact sort of thing that a responsible Republican should be for. It’s not a left-wing socialist government takeover. It’s a responsible way to increase competition. And I think it is an important part of reform.

One thing is clear, we all know where Krystal stands on just about every question that she has ever been asked. On the other hand, we have not idea where Scott stands. This election is too important to gamble with our future. The sure bet is a vote for Krystal Ball!

Update: Blue Virginia has an excellent post up now that provides great additional insight on this topic. Also as Blue Virginia points out, “we’ve seen this movie before.” I have no interest in seeing a repeat in 2010.

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By David, December 24, 2009 11:30 pm

The Republican Party, eyeing the 2010 elections, has convinced itself that the Health Care Bill, slowly, but surely progressing through Congress, will be what political experts call, their “wedge issue.”  They are already talking about targeted seats, and pickups in the House, sufficient, or so they claim, to give them back control of the lower chamber.

It is grandiose talk and not unusual posturing for a party desperate for a comeback.  The Democrats are just as good at it.  But this time, in crowing about voter resentment and anxiety surrounding the Health Bill, and what they hope will be a backlash at the polls in 2010, they had better think again.  The new Healthcare Bill, once it’s enacted, may prove far more popular than anyone at the moment can imagine.

It’s happened before.  In 1935, after raucous debate, divided almost entirely on party lines – Democrats for it and Republicans passionately against it – Democrats in Congress succeeded in passing the Social Security Act.  There were dire predictions from the Republicans that the new bill was just one step away from socialism and a direct challenge to our American way of life.  They claimed it was reckless, dangerous, and oh yes, they assured everyone that it would bankrupt the nation.

For awhile, the public, having heard the details of the debate, and the arguments against it, were skeptical about the new program.  However, as they read more, and most importantly in their decision making, eyed their own old age, or that of their parents, they warmed to the idea.   Maybe President Roosevelt, along with leaders of the House and Senate, who had pushed and cajoled the bill through Congress, had a good idea after all.  Maybe, it was even long overdue.

The Republicans had another view.  They were convinced that there was a massive voter backlash brewing that would give them a big boost in the elections the year to follow.  But that’s not the way it turned out.  In the 1936 Presidential election, President Roosevelt won by the largest majority in history and increased, dramatically, his party’s already lopsided majorities in Congress.  The Republicans couldn’t have been more wrong.

But it’s amazing how little politicians, and this year it’s the GOP, learn from history.  When it comes to the Health Care Bill the public has been subjected to bit of misinformation and all the back and forth behind every compromise.  It’s no wonder that they’re a little mystified and even confused by what they’re hearing.  However, that’s not going to last.  So far, the debate has belonged only to the proposal’s detractors.  When this dynamic shifts, and the bill becomes law, that’s going to change.

Several features of the legislation, once they become known and understood, are going to be hard for the Republicans to argue against.  Take preexisting conditions for example.  Millions of Americans, with everything from diabetes and cancer, as well as more obscure conditions, many of which represent little risk, are denied coverage when they change jobs because they have these preexisting conditions.  This cruel practice will come to an end with the new bill.  Then there is the situation, common to parents with young adult children where their kids can’t get insurance because they don’t have work coverage yet or are still in school.  Their parents plans drop them when they turn 18, or in some cases when they’re 21.  The new bill will allow parents to keep them on the family policy until they’re 26.

Finally, through breaking down artificial protections for insurance companies, and allowing more dynamic competition in the insurance industry, as well as mandating coverage (while also providing tax breaks to small businesses to help off set the costs) some 30 million previously uninsured Americans will have health care coverage.  For many Americans, this prospect alone, which haunts so many people, will no longer be the gut wrenching fear it is today.

That’s why I am anxious, when the Republicans take to the stump, to hear them propose, repealing what will probably be one of the most popular pieces of legislation in our history.  The GOP may find, as they did in 1936, that once again, they are on the wrong side of history.